Tech Forward Bank - Travillian Next

TECH FORWARD BANK INDEX

	Name	Headquarters	Public / Private	Fintech Specialties	Asset Size ($000)
Name: Axos Financial, Inc. (Axos Bank) Headquarters: Las Vegas, NV Public / Private: Public Fintech Specialties: Digital Banking Asset Size ($000): $18,400,000.00	Axos Financial, Inc. (Axos Bank)	Las Vegas, NV	Public	Digital Banking	$18,400,000.00 Public - NYSE: AX Headquarters: Las Vegas, NV Date Established: 7/4/2000 IPO Date: 3/14/2005 Asset Size: $18.4 billion Market Cap. ($M): 2,286.0 (as of 1/3/2023) 52 Week High/Low: 61.79 / 33.91 (as of 1/3/2023) FinTech Specialty: Digital Banking Key FinTech Partners: Open Lending Chairman of the Board: Paul Jaron Grinberg President, CEO & Director: Gregory Garrabrants Website: www.axosbank.com We’ve brought in a number of security space businesses and we recently launched within our financial services platform a robo advisor as well as a stock trading platform. The idea behind this platform that we built is that it would have a broad range of digital product and services that would be differentiated based on the ability to integrate those products and services in a seamless way to a digital experience. And for that digital experience to be informed by data about the customer based on the usage and what that customer tells us. - Gregory Garrabrants, President, CEO & Director
Name: Blue Ridge Bankshares, Inc. (Blue Ridge Bank) Headquarters: Charlottesville, VA Public / Private: Public Fintech Specialties: BaaS / Crypto Asset Size ($000): $2,870,000.00	Blue Ridge Bankshares, Inc. (Blue Ridge Bank)	Charlottesville, VA	Public	BaaS / Crypto	$2,870,000.00 Public - NYSEAM: BRBS Headquarters: Charlottesville, VA Date Established: 4/14/1893 IPO Date: 2019 Asset Size: $287 billion Market Cap. ($M): 235.7 (as of 1/3/2023) 52 Week High/Low: 18.50 / 11.71 (as of 1/3/2023) FinTech Specialty: BaaS / Crypto Key FinTech Partners: Unit, Flex, Grow Credit Chairman of the Board: Larry Dees President, CFO & Director: Judy C. Gavant Website: www.mybrb.com Since Blue Ridge Bank was founded in 1893, the banking industry, the area, and the country in general has seen many changes. One thing that has never changed, however, is our commitment to our customers and our founding mission: "To provide a wide range of financial services with an emphasis on quality, ethics, and superb customer relations."
Name: Capital Bancorp, Inc. (Capital Bank, N.A.) Headquarters: Rockville, MD Public / Private: Public Fintech Specialties: Card / Payments Asset Size ($000): $2,000,000.00	Capital Bancorp, Inc. (Capital Bank, N.A.)	Rockville, MD	Public	Card / Payments	$2,000,000.00 Public - NASDAQGS: CBNK Headquarters: Rockville, MD Date Established: 12/14/1999 IPO Date: 09/25/2018 Asset Size: $2.00 billion Market Cap. ($M): 331.1 (as of 1/3/2023) 52 Week High/Low: 27.56 / 20.94 (as of 1/3/2023) FinTech Specialty: Card / Payments Key FinTech Partners: N/A Chairman of the Board: Steven J. Schwartz President & CEO & Director: Edward F. Barry Website: www.capitalbankmd.com We charted a path to be a little different. We decided to invest in things where we thought the world was going verses where the world has been. As a team, we started to build capabilities around data, analytics, technology, digital marketing, all different skillsets that you normally wouldn't see at a small community bank. - Edward Barry, President, CEO & Director
Name: Celtic Bank Corporation Headquarters: Salt Lake City, UT Public / Private: Privately Held Fintech Specialties: SBA Asset Size ($000): $1,860,000.00	Celtic Bank Corporation	Salt Lake City, UT	Privately Held	SBA	$1,860,000.00 Privately Held Headquarters: Salt Lake City, UT Date Established: 3/1/2001 Asset Size: $1.86 billion FinTech Specialty: SBA Key FinTech Partners: Affirm, Square Capital Chairman & CEO: Reese S. Howell Jr. President & COO: Todd Boren Website: www.celticbank.com Founded in 2001 and headquartered in Salt Lake City, Utah, Celtic Bank provides financing for small businesses. Celtic Bank helps business owners with working capital, expansion, acquisition, construction, equipment financing, real estate purchases, refinances, and more.
Name: Central Service Corp. (Stride Bank, National Association) Headquarters: Enid, OK Public / Private: Privately-Held Fintech Specialties: BaaS/Payments Asset Size ($000): $3,100,000.00	Central Service Corp. (Stride Bank, National Association)	Enid, OK	Privately-Held	BaaS/Payments	$3,100,000.00 Privately-Held Headquarters: Enid, OK Date Established: 1/1/1913 Asset Size: $3.1 billion FinTech Specialty: BaaS/Payments Key FinTech Partners: Chime, Payfare, Stash, Wisdom Tree Chairman, President & CEO: Romayne Seymour "Brud" Baker Jr. Executive, VP & CFO: Steven J. McNamar Website: www.stridebank.com We're connected to multiple third party processors, both Visa and MasterCard networks. We can move funds real-time through a FT and OCT. We're also connected to the clearinghouse, so we have the ability to use RTP as well. And as FedNow becomes to gather traction, we're going to certainly embrace that and be able to continue to support our FinTech partners with the emerging technologies.
Name: Choice Financial Group (Choice Bank) Headquarters: Fargo, ND Public / Private: Privately Held Fintech Specialties: BaaS Asset Size ($000): $3,350,000.00	Choice Financial Group (Choice Bank)	Fargo, ND	Privately Held	BaaS	$3,350,000.00 Privately Held Headquarters: Fargo, ND Date Established: 1/1/1906 Asset Size: $3.35 billion FinTech Specialty: BaaS Key FinTech Partners: Lively, Current, Lili Douugh Director: George A. Wald CEO & Director: Brian L. Johnson Website: www.bankwithchoice.com We’ve tried to create a diverse experience of various backgrounds of fintech businesses that come from the HSA world, the payment delivery world, to simple deposit banking transactions, that help us be in touch with what the consumer wants and how to deliver to them but equally to deliver to the fintech partner themselves. - Brian Johnson, CEO & Director
Name: Coastal Financial Corporation (Coastal Community Bank) Headquarters: Everett, WA Public / Private: Public Fintech Specialties: BaaS Asset Size ($000): $3,130,000.00	Coastal Financial Corporation (Coastal Community Bank)	Everett, WA	Public	BaaS	$3,130,000.00 Public – NASDAQGS: CCB Headquarters: Everett, WA Date Established: 4/1/1997 IPO Date: 7/17/2018 Asset Size: $3.13 billion Market Cap. ($M): 612.0 (as of 1/3/2023) 52 Week High/Low: 54.53 / 35.61 (as of 1/3/2023) FinTech Specialty: BaaS Key FinTech Partners: 21 active partners including: One, Carta, Aspiration, Ellevest, Novi, Sable, Cheese, Google Plex Chairman of the Board: Christopher D. Adams President, CEO & Director: Eric M. Sprink Website: www.coastalbank.com Download Full Report Here Some of the recent success we’ve had has been building a diversified portfolio. 75% of our fin tech founders and CEO’s are from communities of color or females, or are representing communities that don’t have normal access to the banking system. - Eric Sprink, President, CEO & Director
Name: Cross River Bank Headquarters: Fort Lee, NJ Public / Private: Privately Held Fintech Specialties: BaaS / Payments Asset Size ($000): $8,870,000.00	Cross River Bank	Fort Lee, NJ	Privately Held	BaaS / Payments	$8,870,000.00 Privately Held Headquarters: Fort Lee, NJ Date Established: 06/23/2008 Asset Size: $8.87 billion FinTech Specialty: BaaS / Payments Key FinTech Partners: Affirm, Best Egg, Coinbase, FINIX, Payments, FreedomPlus, Rocket Loans, RS2, Stripe, Upstart, Visa Chairman, President & CEO: Gilles Gade CFO: Kris Pease Website: www.crossriver.com When we think about who Cross River is, it’s really a platform. It’s a platform that allows people to do really interesting things, solve difficult problems and to really think about what banking should be on their terms. - Jesse Honigberg, Chief of Technology
Name: Customers Bancorp, Inc. (Customers Bank) Headquarters: West Reading, PA Public / Private: Public Fintech Specialties: Crypto / Digital Banking Asset Size ($000): $20,300,000.00	Customers Bancorp, Inc. (Customers Bank)	West Reading, PA	Public	Crypto / Digital Banking	$20,300,000.00 Public – NYSE: CUBI Headquarters: West Reading, PA Date Established: 6/26/1997 IPO Date: 4/4/2012 Asset Size: $20.3 billion Market Cap. ($M): 930.1 (as of 1/3/2023) 52 Week High/Low: 76.13 / 26.43 (as of 1/3/2023) FinTech Specialty: Crypto / Digital Banking Key FinTech Partners: OakNorth, Genesis, Blockfills, GSR Executive Chairman: Jay S. Sidhu President, CEO & Vice Chairman: Samvir S. Sidhu Website: www.customersbank.com Founded in 2009, Customers Bank is a super-community bank with almost $20 billion in assets as of June 30, 2021. We believe in dedicated personal service for the businesses, professionals, individuals and families we work with.
Name: Emprise Financial Corporation (Emprise Bank) Headquarters: Wichita, KS Public / Private: Privately Held Fintech Specialties: BaaS Asset Size ($000): $2,280,000.00	Emprise Financial Corporation (Emprise Bank)	Wichita, KS	Privately Held	BaaS	$2,280,000.00 Privately Held Headquarters: Wichita, KS Date Established: 5/21/1910 Asset Size: $2.28 billion FinTech Specialty: BaaS Key FinTech Partners: Treasury Prime, Alloy, Tyfone, MANTL, NICE Actimize, Prisma Chairman, President & CEO: Matthew A. Michaelis Website: www.emprisebank.com We are working with Treasury Prime as our technology partner, it couldn't be a better fit. We have great alignment on the operating model, what success looks like and longer term outlook for the industry. And of course they bring strong technology to the partnership. We are currently working towards launching our first FinTech client with depository card and money movement products. - Matt Michaelis, CEO & Director
Name: Evolve Bancorp, Inc. (Evolve Bank & Trust) Headquarters: Memphis, TN Public / Private: Privately Held Fintech Specialties: BaaS / Payments Asset Size ($000): $1,290,000.00	Evolve Bancorp, Inc. (Evolve Bank & Trust)	Memphis, TN	Privately Held	BaaS / Payments	$1,290,000.00 Privately Held Headquarters: Memphis, TN Date Established: 06/05/1925 Asset Size: $1.29 billion FinTech Specialty: BaaS / Payments Key FinTech Partners: Synaps Chairman of the Board: B. Scot Lenoir President, CEO & Director: W. Scott "William" Stafford Website: www.getevolved.com On Payments and ACH: “We work with all of the major processors: Galileo, i2c, Marqeta, as well as having our own native, issuing stack…We were also proud to announce that in 2020, we were named to be one of the top 50 ACH originators in the country.” - Hank Word, Chief Technology Officer
Name: FB Financial Corporation (FirstBank) Headquarters: Nashville, TN Public / Private: Public – NYSE: FBK Fintech Specialties: Digital Banking Asset Size ($000): $12,900,000.00	FB Financial Corporation (FirstBank)	Nashville, TN	Public – NYSE: FBK	Digital Banking	$12,900,000.00 Public - NYSE: FBK Headquarters: Nashville, TN Date Established: 1/1/1906 IPO Date: 9/15/2016 Asset Size: $12.9 billion Market Cap. ($M): 1,645.0 (as of 8/04/2023) 52 Week High/Low: 45.25 / 24.34 (as of 8/04/2023) FinTech Specialty: Digital Banking Key FinTech Partners: Treasury Prime, ZippyMH, Satschel Chairman of the Board: William F. "Bill" Carpenter III President & CEO: Christopher T. Holmes Website: www.firstbankonline.com We knew we were going to be at a disadvantage. And so we built out our plan and went to the board and presented and asked them to allocate some of our risk-based capital to this effort. And so from there, we have just managed that. We have an innovation committee, which is made up of the CEO, myself, the CFO, General Counsel, and CRO - Wade Peery, Chief Innovation Officer
Name: FFB Bank Headquarters: Fresno, CA Public / Private: Public Fintech Specialties: Payments Asset Size ($000): $1,180,000.00	FFB Bank	Fresno, CA	Public	Payments	$1,180,000.00 Public – OTCQX: CFST Headquarters: Fresno, CA Date Established: 12/23/2005 Asset Size: $1.18 billion Market Cap. ($M): 191.5 (as of 1/3/2023) 52 Week High/Low: 67.65 / 52.60 (as of 1/3/2023) FinTech Specialty: Payments Chairman of the Board: Mark D. Saleh President, CEO & Director: Steven Kenneth Miller Website: www.ffb.bank Our acquiring license and our appetite to want to play in [the payments] space gives us a seat at the table as a small bank. We think that’s where the fun stuff is happening. - Steve Miller, President, CEO & Director
Name: First Internet Bancorp (First Internet Bank of Indiana) Headquarters: Fishers, IN Public / Private: Public Fintech Specialties: BaaS / Digital Banking Asset Size ($000): $4,260,000.00	First Internet Bancorp (First Internet Bank of Indiana)	Fishers, IN	Public	BaaS / Digital Banking	$4,260,000.00 Public – NASDAQGS: INBK Headquarters: Fishers, IN Date Established: 12/28/1998 Asset Size: $4.26 billion Market Cap. ($M): 224.4 (as of 1/3/2023) 52 Week High/Low: 53.56 / 22.01 (as of 1/3/2023) FinTech Specialty: BaaS / Digital Banking Key FinTech Partners: Lendeavor, Inc., FedNow, Blend Chairman & CEO: David B. Becker President & COO: Nicole S. Lorch Website: www.firstib.com We purchase our systems and operate on a SaaS model. We do not do a lot of internal development. We do spend a lot of time on API trying to stay true to our original routes of everything being interconnected so the customer gets a real time picture of all the activity and all the services and products they use with the bank. We have what we consider to be a 14 cord systems, linked in that real time environment. - David B. Becker, Chairman & CEO
Name: Lead Bank Headquarters: Kansas City, MO Public / Private: Privately Held Fintech Specialties: BaaS / Payments Asset Size ($000): $842,000.00	Lead Bank	Kansas City, MO	Privately Held	BaaS / Payments	$842,000.00 Privately Held Headquarters: Kansas City, MO Date Established: 1/12/1928 Asset Size: $842 million FinTech Specialty: BaaS / Payments Key FinTech Partners: ClosingCostHelp.com, LoanMe, Dama Financial, Self Financial Chairman & CEO: Jacqueline D. "Jackie" Reses CFO: Kris Dickson Website: www.lead.bank The digital domain has showed us that people still expect, and they deserve, genuine relationships, that make them feel better, stronger, less afraid, more secure, and reveal the path to more opportunity. And that’s what we do at Lead Bank. - Joshua Carr Rowland, CEO & Vice Chairman
Name: Lincoln Savings Bank Headquarters: Reinbeck, IA Public / Private: Privately Held Fintech Specialties: BaaS Asset Size ($000): $1,750,000.00	Lincoln Savings Bank	Reinbeck, IA	Privately Held	BaaS	$1,750,000.00 Privately Held Headquarters: Reinbeck, IA Date Established: 1902 Asset Size: $1.75 billion FinTech Specialty: BaaS Key FinTech Partners: Qapital, Acorns, M1 Chairman of Board: Sally Hollis Website: www.mylsb.com We have a long tradition of providing financial resources to worthy causes and organizations. In 2005, we launched the LSB Foundation to coordinate our philanthropic efforts. We also oversee scholarship programs and our employees volunteer at countless local events. In short, we're committed to giving back to the communities we serve. It's exactly what you would expect from a bank that's owned and operated by - and for - Iowans.
Name: Live Oak Bancshares, Inc. (Live Oak Bank) Headquarters: Wilmington, NC Public / Private: Public Fintech Specialties: SBA Asset Size ($000): $9,310,000.00	Live Oak Bancshares, Inc. (Live Oak Bank)	Wilmington, NC	Public	SBA	$9,310,000.00 Public - NASDAQGS: LOB Headquarters: Wilmington, NC Date Established: 3/31/2009 IPO Date: 7/23/2015 Asset Size: $9.31 billion Market Cap. ($M): 1,349.9 (as of 1/3/2023) 52 Week High/Low: 97.73 / 27.50 (as of 1/3/2023) FinTech Specialty: SBA Key FinTech Partners: Investments in Finxact, Payrailz, Defense Storm, Savana, Greenlight, Apiture Chairman & CEO: James S. "Chip" Mahan III President & Director: Neil Lawrence Underwood Website: www.liveoakbank.com Live Oak is a digitally-focused bank serving customers nationwide. From innovations in small business lending, to digital banking, to its remarkable track record as a tech incubator, the company is clearly at the leading edge of the convergence between traditional banking and technology.
Name: MainStreet Bancshares, Inc. (MainStreet Bank) Headquarters: Fairfax, VA Public / Private: Public Fintech Specialties: BaaS Asset Size ($000): $1,860,000.00	MainStreet Bancshares, Inc. (MainStreet Bank)	Fairfax, VA	Public	BaaS	$1,860,000.00 Public – NASDAQCM: MNSB Headquarters: Fairfax, VA Date Established: 3/28/2003 IPO Date: 8/31/2005 Asset Size: $1.86 billion Market Cap. ($M): 196.6 (as of 1/3/2023) 52 Week High/Low: 30.98 / 20.77 (as of 1/3/2023) FinTech Specialty: BaaS Key FinTech Partners: Avenu Chairman of the Board & CEO: Jeff W. Dick Website: www.mstreetbank.com We were the first bank in Virginia to offer remote deposit capture. And I think that we are still Jack Henry's largest volume RDC client. On any given day, more than 75% of our transaction are actually processed by our customers. Our tagline is put our bank in your office. - Jeff Dick, Chairman of the Board & CEO
Name: Metropolitan Bank Holding Corp. (Metropolitan Commercial Bank) Headquarters: New York, NY Public / Private: Public Fintech Specialties: Payments / Cannabis / Crypto Asset Size ($000): $6,420,000.00	Metropolitan Bank Holding Corp. (Metropolitan Commercial Bank)	New York, NY	Public	Payments / Cannabis / Crypto	$6,420,000.00 Public – NYSE: MCB Headquarters: New York, NY Date Established: 6/22/1999 IPO Date: 11/07/2017 Asset Size: $6.42 billion Market Cap. ($M): 630.2 (as of 1/3/2023) 52 Week High/Low: 115.78 / 53.67 (as of 1/3/2023) FinTech Specialty: Payments / Cannabis / Crypto Key FinTech Partners: Modern Treasury, Current Chairman of the Board: William P. "Bill" Reinhardt President, CEO & Director: Mark R. DeFazio Website: www.metropolitanbankny.com Metropolitan Commercial Bank is two companies in one. We have the very diversified, very successful growth company known as Metropolitan Commercial Bank. Then we have this global payments business that interacts and partners with fintech companies around the globe. We have a global presence, many of our clients are global in nature coming to the US and for their expansions plan. We provide them access to the payments and we facilitate the settlement of payments or just the movement of money around the world. - Mark DeFazio, President, CEO & Director
Name: MVB Financial Corp. (MVB Bank) Headquarters: Fairmont, WV Public / Private: Public Fintech Specialties: Payments / Gaming Asset Size ($000): $3,130,000.00	MVB Financial Corp. (MVB Bank)	Fairmont, WV	Public	Payments / Gaming	$3,130,000.00 Public - NASDAQCM: MVBF Headquarters: Fairmont, WV Date Established: 1/4/1999 IPO Date: 2006 Asset Size: $3.13 billion Market Cap. ($M): 269.4 (as of 1/3/2023) 52 Week High/Low: 44.22 / 21.37 (as of 1/3/2023) FinTech Specialty: Payments / Gaming Key FinTech Partners: Credit Karma Chairman of the Board: William Marston "Marty" Becker President & CEO: Larry Mazza Website: www.mvbbanking.com We have become a Banking as a Service (BaaS) bank and our biggest client right now is Credit Karma. 20 years it took us to open 20K accounts. When we signed on with Credit Karma, who is a market juggernaut, we opened up over 4M accounts within 18 months. Our life has changed dramatically and that’s what inspires us to say hey we can do this with a number of clients and probably impact a lot of people - Larry F. Mazza, President & CEO
Name: NBKC Bank Headquarters: Kansas City, MO Public / Private: Privately Held Fintech Specialties: Payments Asset Size ($000): $1,120,000.00	NBKC Bank	Kansas City, MO	Privately Held	Payments	$1,120,000.00 Privately Held Headquarters: Kansas City, MO Date Established: 3/29/1999 Asset Size: $1.12 billion FinTech Specialty: Payments Key FinTech Partners: Betterment, Joust, Truebill, Digs President & CEO: Michael J. "Mike" Bartkoski III CFO: Eric Garretson Website: www.nbkc.com It’s really starting on the ground floor with a start-up (fin-tech) or a company that wants to launch a new product. We are the pilot bank for them. And so we found that (to be) very successful. Some of those we’ve actually made investments in personally. - Eric Garretson, CFO
Name: Pathward Financial, Inc. (Pathward, National Association) Headquarters: Sioux Falls, SD Public / Private: Public Fintech Specialties: Payments Asset Size ($000): $6,740,000.00	Pathward Financial, Inc. (Pathward, National Association)	Sioux Falls, SD	Public	Payments	$6,740,000.00 Public - NASDAQGS: CASH Headquarters: Sioux Falls, SD Date Established: 2/22/1954 IPO Date: 9/20/1993 Asset Size: $6.74 billion Market Cap. ($M): 1,237.7 (as of 1/3/2023) 52 Week High/Low: 63.82 / 31.16 (as of 1/3/2023) FinTech Specialty: Payments Key FinTech Partners: MoneyLion, KyckGlobal, H&R Block Chairman of the Board: Douglas J. Hajek CEO & Director: Bret L. Pharr Website: www.pathward.com At Pathward, they believe in financial inclusion for all and that banking should be accessible to everyone. They build solutions for markets where individuals and businesses are underserved. Through Pathward’s two divisions, Banking as a Service and Commercial Finance, they power their partners and customers to deliver programs that ensure a financial path forward.
Name: Piermont Bank Headquarters: New York, NY Public / Private: Privately Held Fintech Specialties: BaaS Asset Size ($000): $448,000.00	Piermont Bank	New York, NY	Privately Held	BaaS	$448,000.00 Privately Held Headquarters: New York, NY Date Established: 7/1/2019 Asset Size: $448 million FinTech Specialty: BaaS Key FinTech Partners: Treasury Prime, Nerve Chairman of the Board: Julia S. Gouw CEO & Director: Wendy Cai-Lee Website: www.piermontbank.com What's unique about Piermont is that we are not a legacy bank. We are not slowed down by any of the legacy systems or processes. We are built to reflect and built as a fintech ourselves. That relevance and that understanding of the importance to scale, and an importance to scale faster, and an importance to continue to innovate, is critically important to the fintech success as well as to Piermont and that will be our continued focus in 2022, 2023, and the years beyond. - Wendy Cai-Lee, CEO & Director
Name: Provident Bancorp, Inc. (BankProv) Headquarters: Amesbury, MA Public / Private: Public Fintech Specialties: BaaS / Crypto Asset Size ($000): $1,780,000.00	Provident Bancorp, Inc. (BankProv)	Amesbury, MA	Public	BaaS / Crypto	$1,780,000.00 Public – NASDAQCM: PVBC Headquarters: Amesbury, MA Date Established: 1/1/1828 IPO Date: 10/16/2019 Asset Size: $1.78 billion Market Cap. ($M): 126.3 (as of 1/3/2023) 52 Week High/Low: 19.21 / 6.10 (as of 1/3/2023) FinTech Specialty: BaaS / Crypto Key FinTech Partners: Treasury Prime, Modern Treasury, Fintel Connect Chairman of the Board: Joseph B. "Joe" Reilly Executive VP & CFO: Carol L. Houle Website: www.bankprov.com BankProv is a commercial bank focused on finding and providing solutions for business and private clients with a special focus on cryptocurrency and BaaS. We are one of the oldest banks in the country, but ultimately we have transformed into a very innovative, adaptive, tech-focused bank, that offers a variety of solutions to support emerging markets like cryptocurrency, BaaS, and alternative energy, just to name a few. - Joe Mancini, Chief Operating Officer
Name: Sutton Bancshares, Inc. (Sutton Bank) Headquarters: Attica, OH Public / Private: Privately Held Fintech Specialties: Payments Asset Size ($000): $1,770,000.00	Sutton Bancshares, Inc. (Sutton Bank)	Attica, OH	Privately Held	Payments	$1,770,000.00 Privately Held Headquarters: Attica, OH Date Established: 2/12/1878 Asset Size: $1.77 billion FinTech Specialty: Payments Key FinTech Partners: MK Decision, Marqeta Chairman of the Board: Eric A. Gillett CEO & Director: James Anthony "Tony" Gorrell Website: www.suttonbank.com A progressive, privately held independent, community bank, Sutton Bank has consistently been named one of the top small business and agricultural lenders in the State of Ohio. This supports their dedication to meeting the financial needs of the community, and their commitment to providing exceptional customer service with local decision-making.
Name: The Bancorp, Inc. (The Bancorp Bank) Headquarters: Wilmington, DE Public / Private: Public Fintech Specialties: Fintech Partnership Asset Size ($000): $7,770,000.00	The Bancorp, Inc. (The Bancorp Bank)	Wilmington, DE	Public	Fintech Partnership	$7,770,000.00 Public – NASDAQGS: TBBK Headquarters: Wilmington, DE Date Established: 7/28/2000 IPO Date: 2/3/2004 Asset Size: $7.77 billion Market Cap. ($M): 1,639.4 (as of 1/3/2023) 52 Week High/Low: 32.69 / 16.59 (as of 1/3/2023) FinTech Specialty: Fintech Partnership Key FinTech Partners: Current, XTM Inc., Chime Chairman of the Board: James Jospeh "Jay" McEntee III President, CEO & Director: Damian M. Kozlowski Website: www.thebancorp.com For over 20 years, The Bancorp has been providing nonbank companies with the people, processes and banking technology to meet their individual needs. As a result, The Bancorp has become an industry-leading provider of reliable technology-forward solutions that move our partners’ businesses into the future. The Bancorp is the essential partner to help you build, maintain and grow your business.
Name: Thread Bancorp Inc. (Thread Bank) Headquarters: Rogersville, TN Public / Private: Privately-Held Fintech Specialties: BaaS/Digital Banking Asset Size ($000): $564,600.00	Thread Bancorp Inc. (Thread Bank)	Rogersville, TN	Privately-Held	BaaS/Digital Banking	$564,600.00 Privately-Held Headquarters: Rogersville, TN Date Established: 4/01/1906 Asset Size: $564.6 million FinTech Specialty: BaaS/Digital Banking Key FinTech Partners: N/A Chairman of the Board: Joseph E. "Joe" Maxwell President, CEO & Director: Christopher J. Black Website: www.thread.bank Customers had to go to the bank's ATM and then to the bank's website. We're seeking to take the bank and embed the bank to where the customer's operations are particularly on the small business side. And so, in many ways, we're the antithesis to the traditional banking model in terms of delivery. - Chris Black, CEO & Director
Name: Transportation Alliance Bank (TAB Bank) Headquarters: Ogden, UT Public / Private: Privately Held Fintech Specialties: Payments Asset Size ($000): $1,190,000.00	Transportation Alliance Bank (TAB Bank)	Ogden, UT	Privately Held	Payments	$1,190,000.00 Privately Held Headquarters: Ogden, UT Date Established: 10/01/1998 Asset Size: $1.19 billion FinTech Specialty: Payments Key FinTech Partners: MuleSoft, Volante, Flexshopper Chairman of the Board: Richard L. "Rick" Bozzelli President & CEO: Curt Queyrouze CFO: R. Boyd Hunter Website: www.tabbank.com TAB’s been around for 22 years but what’s interesting about TAB is that we’ve never had a branch. We’re a unique bank that long before we had mobile phones and technology we were operating over the internet and providing banking services. And what makes TAB unique is probably our origins and our history which was serving truck drivers. TAB has always leaned in to handling a community that has trouble accessing banking services at any given point in time. - Curt Queyrouze, President & CEO
Name: Triumph Financial, Inc. (TBK Bank, SSB) Headquarters: Dallas, TX Public / Private: Public Fintech Specialties: Payments Asset Size ($000): $5,640,000.00	Triumph Financial, Inc. (TBK Bank, SSB)	Dallas, TX	Public	Payments	$5,640,000.00 Public – NASDAQGS: TFIN Headquarters: Dallas, TX Date Established: 07/15/1981 IPO Date: 11/6/2014 Asset Size: $5.64 billion Market Cap. ($M): 1,215.1 (as of 1/3/2023) 52 Week High/Low: 126.12 / 45.08 (as of 1/3/2023) FinTech Specialty: Payments Key FinTech Partners: TriumphPay Chairman of the Board: Carlos M. Sepulveda, Jr. President & CEO: Aaron P. Graft Website: www.tbkbank.com Triumph is a values-driven financial service company focused on creating value by helping their team members thrive, their customers succeed and their communities prosper.
Name: University Financial Corp, GBC (Sunrise Banks) Headquarters: Saint Paul, MN Public / Private: Privately Held Fintech Specialties: BaaS, Payments / Cards Asset Size ($000): $1,950,000.00	University Financial Corp, GBC (Sunrise Banks)	Saint Paul, MN	Privately Held	BaaS, Payments / Cards	$1,950,000.00 Privately Held Headquarters: Saint Paul, MN Date Established: 07/18/1962 Asset Size: $1.95 billion FinTech Specialty: BaaS, Payments / Cards Key FinTech Partners: Self., TrueConnect, Gusto Chairman, President & CEO: David C. Reiling Website: www.sunrisebanks.com At Sunrise Banks, our success relies on the success of the communities we serve. We offer financially inclusive products that aim to better the lives of our clients in the Twin Cities Metro and beyond. We don’t see ourselves as bankers – we see ourselves as a social engine for good.